The Key Difference
"ActiveGuard covers THE PERSON with time-bound AD&D and accident medical protection. Business liability covers THE BUSINESS from claims. They complement each other - ActiveGuard reduces the chance accidents escalate into lawsuits."
ActiveGuard Coverage Snapshot
"AD&D + accident medical rider. Time-bound: ON at check-in, OFF at departure plus 45-90 min buffer. Covers slips, falls, accidental injuries on premises. Does NOT cover service outcomes, adverse reactions, or malpractice. Backed by AIG."
What's Covered vs What's Not
"100% covered: Slip/fall on premises, accidental injury while moving, non-service-related accidents. 0% NOT covered: Results of cosmetic services, adverse reactions to treatments, burns/injections/laser outcomes, professional liability."
Revenue Models at a Glance
"$5-$10 per participant, mandatory for all participants using the platform. 100% participation ensures every visitor is protected and your business earns on every covered visit. Zero operational lift."
ActiveGuard vs Business Liability
ActiveGuard (Participant Protection)
- ProtectsIndividual participant during visit
- TypeAD&D + Accident Medical Rider
- DurationTime-bound (check-in to departure + buffer)
- CoversSlips, falls, accidental injuries on premises
- NOTService outcomes, adverse reactions, malpractice
- Cost$5-$10/participant (mandatory for all participants)
- CarrierAIG
Business Liability (Business Protection)
- ProtectsBusiness entity
- DurationAnnual policy
- CoversThird-party claims, legal defense
- Cost$500-5,000+/year
- DecisionRequired for business
KEY MESSAGE
ActiveGuard covers THE PERSON with time-bound accident protection. Business liability covers THE BUSINESS from claims.
Quick Response Guide
"We have insurance"
That protects YOUR BUSINESS. ActiveGuard protects CUSTOMERS from accident medical bills.
"Customers won't pay"
$5-$10/participant, mandatory for all participants. 100% participation - no opt-in needed.
"Will it affect our malpractice?"
Zero impact. Does NOT cover service outcomes. Only slips, falls, accidents.
Closing Script
"AIG-backed. Time-bound activation. Three revenue models. Zero operational lift. Try Option A for a month."
Revenue: $5-$10 per participant, mandatory for all participants