Product Knowledge
Master the coverage to close with confidence
Pay-Per-Event Insurance That Makes Sense
Traditional venue insurance charges the same whether you host 50 events or 500. Our model means venues only pay for the events they actually have, with instant coverage activation and certificates of insurance on demand.
Coverage Types
General Liability
IncludedCovers third-party bodily injury and property damage claims
Example Claims:
- Guest slips on wet floor at reception
- Vendor's equipment damages venue wall
- Catering mishap causes guest illness
Liquor Liability
IncludedCovers claims arising from serving alcohol at events
Property Damage
IncludedCovers damage to venue property during events
Event Cancellation
Add-onCovers losses if event must be cancelled
Pricing Tiers
Standard Event
Perfect for most private events
- General Liability ($1M/$2M)
- Liquor Liability ($1M)
- Property Damage ($100K)
- Same-day COI available
- Online claims portal
Premium Event
For larger gatherings and corporate events
- Everything in Standard
- Higher aggregate limits
- Event cancellation add-on available
- Priority claims handling
- Dedicated support line
Enterprise Event
Major events and special circumstances
- Everything in Premium
- Custom coverage limits
- Multi-day event pricing
- Umbrella coverage options
- Account manager assigned
Venue Type Benchmarks
Average premiums and event volumes by category
Us vs. Traditional Insurance
Key differentiators to highlight in sales conversations
| Feature | Traditional | Daily Event | Your Advantage |
|---|---|---|---|
| Pricing Model | Annual flat rate ($5,000-$15,000) | Pay per event ($75-$300) | Save 30-40% for typical venues |
| Coverage Activation | Days to weeks | Same-day, instant COI | Never turn away last-minute events |
| Policy Flexibility | One-size-fits-all | Customized per event | Right coverage for each event type |
| Claims Process | Paper forms, slow response | Online portal, 24hr response | Faster resolution, less hassle |
| Reporting | Annual summary only | Real-time dashboard | Track every event and claim |
Claims Process
How claims work from incident to resolution
Incident Occurs
Guest, vendor, or venue experiences covered incident during event
Report Online
Submit claim through our 24/7 online portal with incident details
Claim Review
Our team reviews within 24 hours and contacts all parties
Resolution
Approved claims paid directly, typically within 7-14 days
Common Product Questions
Ready to Quote a Prospect?
Use our calculator to show prospects exactly how much they could save with pay-per-event insurance.