Insurance Built for Massage Therapy Practices

AD&D and accident medical coverage protects against falls from massage tables, allergic reactions to oils or lotions used during treatment, slip-and-fall incidents in the practice, and injuries during stretching or mobility work.

Yes. All massage modalities are covered including deep tissue, sports massage, Swedish, hot stone, and specialty techniques. Coverage applies to accidental injuries during any treatment session.

Prenatal massage sessions are covered under the same AD&D and accident medical policy. Accidental injuries during prenatal treatment sessions are included.

No. This coverage protects clients against accidental injuries during visits (falls, allergic reactions, slips). Professional negligence or malpractice falls under your professional liability insurance.

Yes. The included model ($0.50-$1.25 per visit) is designed to be bundled into membership packages. It costs less than 1% of a typical massage session fee but adds professional credibility.