Specialized protection for walls, rope climbs, monkey bars, water obstacles, electricity, fire, and extreme challenges that standard insurance won't cover.

$1,640

Event Revenue Avg.

53%

OCR Take Rate

$14

Premium Per Policy

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Marathon Event Insurance

Specialized coverage for endurance events with elevated medical risk. Protection for heat illness, dehydration, cardiac events, and overuse injuries.

Corporate Wellness Event Insurance

Corporate wellness events represent high-volume, recurring business. Companies host quarterly or annual events with guaranteed participation.

School & University Athletics Insurance

Universities prioritize student safety and risk management. Participant insurance demonstrates institutional commitment to protecting students.

Greek Event Take Rate

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Gym & Fitness Center Event Insurance

Fitness challenges and transformation contests drive member engagement and retention. Add insurance as a premium option to boost revenue per participant.

$225

Per Challenge Revenue

Rock Climbing Facility Insurance

Lead climbing, bouldering, speed climbing, and auto-belay usage carry inherent fall risk. Comprehensive coverage addresses the unique liability of vertical sports.

Ski Resort Event Insurance

Skiing, snowboarding, and mountain events carry substantial injury risk. Specialized coverage addresses high-speed collisions, lift accidents, and mountain emergency evacuations.

$8,200

Race Series Revenue

51%

Winter Sport Take Rate

$22

Avg. Policy Premium

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Skydiving & Aerial Sports Insurance

Skydiving, BASE jumping, and aerial sports represent the highest risk category. Our specialized coverage addresses parachute malfunctions, landing injuries, and mid-air incidents.

$785

Event Commission Avg.

Equipment Rental Event Insurance

When renters carry their own insurance, your equipment damage liability decreases. Participant coverage supplements your rental agreement and reduces dispute risk.

Water Sports & Adventure Event Insurance

Open water swimming, ocean paddling, river kayaking, and surf competitions carry unique drowning and water-related risks. Specialized coverage addresses aquatic emergency scenarios.

$540

Per Event Revenue

47%

Water Sport Take Rate

$16

Avg. Policy Value

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MediSpa Event Insurance

Open houses, treatment demonstrations, and promotional events expose your practice to liability beyond standard malpractice coverage. Event insurance addresses promotional activity risks.

Wellness & Recovery Center Event Insurance

Yoga retreats, sound healing workshops, breathwork sessions, cold plunge experiences, and therapeutic movement classes all carry liability exposure. Specialized coverage addresses holistic wellness risks.

Yoga Studio Insurance

Coverage for inversions, hot yoga heat-related incidents, and accidental injuries during class. From gentle restorative to power vinyasa, every practice is protected.

CrossFit Box Insurance

Olympic lifts, gymnastics movements, and metabolic conditioning carry elevated injury risk. ActiveGuard provides AD&D and accident medical coverage for every training session.

Pilates Studio Insurance

Reformer, Cadillac, Chair, and Barrel equipment carry unique injury risks. ActiveGuard provides AD&D and accident medical coverage for all equipment-based sessions.

Martial Arts School Insurance

Contact martial arts carry inherent injury risk. ActiveGuard provides AD&D and accident medical coverage for sparring sessions, grappling, and controlled contact training.

Dance Studio Insurance

Rehearsals and performances involve physical demands that can lead to sprains, falls, and overuse injuries. ActiveGuard covers every practice and show.

Personal Training Insurance

Personal training involves pushing clients to their limits. ActiveGuard provides AD&D and accident medical coverage for every supervised session.

Boot Camp Insurance

Boot camps operate in parks, parking lots, beaches, and indoor facilities. AD&D and accident medical coverage applies regardless of training location.

$135

Monthly Revenue Avg.

30%

Participant Take Rate

Avg. Group Size

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Trampoline Park Insurance

From open jump and dodgeball to foam pits and ninja courses, every session carries risk. DEI per-visit coverage protects every guest from the moment they bounce.

Indoor Skydiving Insurance

Indoor skydiving involves high-speed airflows and controlled body flight. DEI per-visit coverage protects flyers from tunnel-related injuries during every session.

Go-Kart Track Insurance

Go-kart racing involves collisions, whiplash, and barrier impacts. DEI per-visit coverage protects every racer from the green flag to the checkered flag.

Zipline Course Insurance

Ziplines, ropes courses, and canopy tours involve heights and harness equipment. DEI per-visit coverage protects every adventurer from platform to landing zone.

Escape Room Insurance

Physical puzzles, dark rooms, and moving props create real injury risk. DEI per-visit coverage protects participants during the entire escape room experience.

Laser Tag Arena Insurance

Running, climbing, and navigating obstacles in dark arenas carries real injury risk. DEI per-visit coverage protects every player from game start to mission end.

Bike Rental Insurance

Crashes, falls, and road injuries are a reality for rental riders. DEI per-day coverage protects every customer from the moment they pedal away until they return.

Kayak Rental Insurance

Capsizing, hypothermia, and collisions are real risks on the water. DEI per-rental coverage protects every paddler from launch to landing.

Ski Rental Insurance

Falls, collisions, and lift-related incidents happen every ski day. DEI per-day coverage protects your rental customers from first chair to last run.

Jet Ski Rental Insurance

Jet ski riding involves speed, waves, and open water. DEI per-rental coverage protects every rider from the dock to the return for collisions, capsizing, and water injuries.

ATV Rental Insurance

ATV riding involves rollovers, collisions, and rugged terrain. DEI per-rental coverage protects every rider from trailhead to return for all off-road incidents.

Cold Plunge Facility Insurance

AD&D and accident medical coverage for cold shock responses, hypothermia incidents, cardiac events, and slip-and-fall injuries on wet surfaces around plunge pools.

Member Retention Lift

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Cryotherapy Center Insurance

AD&D and accident medical coverage for frostbite, skin burns from cryogenic temperatures, claustrophobia-related incidents in chambers, and adverse reactions to extreme cold.

Massage Therapy Practice Insurance

AD&D and accident medical coverage for table falls, allergic reactions to oils or lotions, and aggravated pre-existing conditions during massage sessions.

$44

Monthly Revenue Avg.

85%

Package Inclusion Rate

+22%

Client Trust Score

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Yoga Retreat Insurance

DEI coverage spans the entire retreat duration. Per-event pricing covers attendees from arrival through departure for weekend or week-long retreats.

Why Industry Matters

One-size-fits-all insurance doesn't work for active sports and events

Industry-Specific Coverage

Each sport has unique risks. Our policies are tailored to the specific hazards and liability concerns of your event type.

Regulatory Compliance

Stay compliant with sport-specific regulations, sanctioning body requirements, and venue insurance mandates.

Pricing Optimized for Your Market

Policy pricing reflects the actual risk profile of your industry, ensuring fair rates and strong conversion.

Don't See Your Industry?

We're always expanding our coverage options. Tell us about your events and we'll create a custom insurance solution.