How Biometric Activation Works
Coverage activates the moment your member checks in and turns off when they leave. Every session is timestamped and auditable.
Member Checks In
Member scans in using your existing system: barcode, RFID, facial recognition, or app check-in. Coverage activates in under 200ms.
Coverage is Active
AD&D + Accident Medical protection is live for the entire session. Anonymous session ID created. No service details shared with carrier.
Auto-Termination
Member checks out or leaves. Coverage ends automatically with a 45-90 minute buffer period. Session timestamped and auditable.
Monthly recurring biometric-enhanced coverage
What is ActiveGuard?
ActiveGuard is the monthly recurring version of our coverage platform. Instead of per-visit protection, ActiveGuard provides ongoing AD&D + Accident Medical coverage for your members. It uses biometric-enhanced activation: coverage turns ON when members check in and OFF when they leave, every visit. This creates a recurring revenue opportunity for membership-based businesses.
Choose the product that matches your customer model
ActiveGuard vs DEI: Which Fits Your Business?
The key distinction is simple: DEI is for single visits, ActiveGuard is for ongoing memberships. If your customers visit once (day passes, events, rentals), DEI is the right fit. If your customers have monthly memberships and visit regularly (gym members, studio subscribers, wellness clients), ActiveGuard creates a larger recurring revenue opportunity.
Build predictable monthly income from your membership base
The Recurring Revenue Opportunity
ActiveGuard creates predictable monthly recurring revenue because members pay monthly rather than per-visit. At scale, 10,000 active members generates approximately $1.2 million in annual recurring revenue. Even smaller locations with 200 members can generate meaningful monthly income. The biometric activation model means coverage is only active when members are actually at your facility.
Check-in ON, check-out OFF - automatic and timestamped
How Biometric Activation Works
ActiveGuard's biometric activation model is what makes it unique. When a member checks in using any method your facility uses (barcode scan, RFID tag, facial recognition, app check-in), coverage activates instantly. When they check out or leave, coverage ends. Each session is timestamped with an anonymous session ID. No service details are shared with the carrier. This protects member privacy while ensuring precise, auditable coverage windows.
The DEI to ActiveGuard Upgrade Path
Start visitors with DEI per-visit coverage, then upgrade them to ActiveGuard monthly when they become regular members. This creates a natural upgrade moment built into your existing membership conversion flow.
Customer Visits as Drop-In
Customer buys a day pass or event ticket with DEI coverage. They experience the value of accident protection firsthand.
Customer Returns Regularly
After multiple positive visits with DEI coverage, the customer considers a membership.
Membership Conversion
When the customer signs up for a membership, present the ActiveGuard upgrade: 'Keep your accident protection with unlimited visits for one monthly price.'
Recurring Revenue
The customer's coverage converts from per-visit DEI to monthly ActiveGuard. You now earn recurring revenue instead of per-visit income.
Privacy & Trust
ActiveGuard is designed with privacy at its core. Your members' data is protected.
Anonymous Session IDs
No personal service details are shared with the insurance carrier. Each session uses an anonymous identifier.
Timestamped & Auditable
Every activation and deactivation is timestamped for compliance and audit purposes. Clear coverage windows.
Zero Malpractice Impact
ActiveGuard explicitly does NOT cover service outcomes. It has zero impact on your professional liability exposure.