Your Coverage,
Explained
Simple accident protection that's there when you need it. No paperwork, no hassle, no worrying about unexpected costs.
Why Coverage Matters
Accidents happen. With coverage, you can focus on what you love without worrying about unexpected medical costs.
Protected Every Visit
Your coverage is active from the moment you check in until you leave. It happens automatically through the location's check-in system. No paperwork, no extra steps.
Real Accident Coverage
If you slip, fall, or get accidentally injured during your visit, your medical expenses are covered. This is real protection, not just a waiver.
Backed by a Global Carrier
Your coverage is underwritten by AIG or Mutual of Omaha, both A-rated global insurance carriers. You're in good hands.
No Claim Hassles for You
If something happens, you contact the claims team directly. They handle everything from start to finish so you can focus on getting better.
Affordable Protection
Coverage costs less than a cup of coffee. Choose per-visit protection or a monthly plan depending on how often you visit.
Works Everywhere You Go
Coverage activates at any participating location: gyms, climbing walls, adventure parks, rental shops, race events, and more.
What's Covered
Your coverage protects you from unexpected accidents during your visit. If you get hurt while working out, climbing, playing, or participating in an activity, your medical expenses are taken care of.
- Slips, trips, and falls on the premises
- Accidental injuries during activities
- Equipment-related accidents
- Emergency medical expenses from covered accidents
- Emergency medical transport if needed
What's NOT Covered
Coverage is specifically for unexpected accidents. It does not cover things that are expected outcomes of a service, pre-existing conditions, or intentional actions.
- Expected outcomes of activities (like normal muscle soreness)
- Reactions to treatments or cosmetic services
- Pre-existing medical conditions
- Injuries that happen outside your visit
- Intentional self-harm
How It Activates
Your coverage starts automatically when you check in at the location and stays active for your entire visit. There's even a buffer period after you leave to cover your trip home. You don't need to do anything special.
- Activates automatically when you check in
- Stays active for your entire visit
- Includes a buffer period after you leave
- No forms, no paperwork, no extra steps
- Works with the location's existing check-in system