Tap into the $96B
fitness industry with real-time workout data
Access the massive fitness market with unprecedented visibility into member activity, class attendance, and equipment usage. Our gym integrations provide real-time data that enables precise underwriting and risk-appropriate pricing.
Why This Vertical Is Perfect for Carriers
Fitness & Gyms offers unique underwriting advantages with real-time activity data and verified participation.
Pre-Underwritten Policies
Policies are pre-approved based on facility safety ratings and equipment maintenance records.
Activity-Based Pricing
Price policies based on actual workout type, duration, and intensity level.
Real-Time Risk Assessment
Monitor class sizes, trainer certifications, and equipment status in real-time.
Automated Claims Prevention
Waiver verification and safety protocol compliance checked before coverage activates.
Rich Data That Powers
Smarter Underwriting
Every fitness policy generates valuable data that improves your risk models and pricing accuracy.
Member Demographics
Age, fitness level, workout history, and injury risk profiles
Facility Metrics
Equipment age, maintenance records, safety certifications, staff training
Activity Patterns
Class attendance, peak hours, equipment usage, workout intensity
Historical Claims
Injury types, causes, frequency, and resolution outcomes by activity type
Underwriting Benefits
What makes fitness coverage uniquely attractive for carriers.
Lower claims frequency than traditional liability (0.3% vs 2.1%)
Pre-verified waiver completion before coverage activation
Real-time facility safety compliance monitoring
Trainer certification and CPR status verification
Equipment maintenance and inspection records
Risk Profile
Low-MediumControlled indoor environment with trained staff and safety protocols
Risk Mitigation Factors:
Platform Integrations
We're integrated with leading fitness platforms for seamless distribution.
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Ready to Enter the Fitness Market?
Partner with HIQOR to access the $96.7B fitness market with embedded, event-triggered distribution.