
Insurance That Activates
Only When an Event Is Happening
Coverage turns on for the event and off when it ends.
Get Started TodayWhat We Are
HIQOR is an events-based InsurTech SaaS platform that activates insurance only during verified event windows — races, gym sessions, sports leagues, adventure rentals, wellness visits, and live experiences.
Why Events
Every real-world activity is an event
How It Works
Event Triggers
Ticketing, check-in, and session start activate coverage automatically
Digital Health Signals
Biometric face scan enhances intent and conversion rates
ActiveGuard™
Time-bound AD&D + accident medical coverage that protects participants
HIQOR OS
Manages activation, lead flow, conversion, billing, and revenue share
Coverage turns on for the event and off when it ends.
Who We Connect
Event Generators
- Race events
- Gyms & fitness centers
- Adult sports leagues
- Adventure & outdoor operators
- Wellness & experiential brands
Insurance Buyers
Carriers (e.g., Mutual of Omaha) seeking lower customer acquisition costs, better signals, and recurring premium flow.
Business Model
Performance-Based
Tiered, performance-based acquisition fees
Direct Conversion
Into monthly event-based coverage
Recurring Revenue
SaaS-like revenue model
Unified Economics
Across all event types
Why This Wins
"HIQOR is the InsurTech SaaS infrastructure for events-based insurance."
Ready to Transform Your Event Insurance?
Partner with HIQOR to offer coverage that aligns with real-world risk.