Get Paid to Protect Your Business
Coverage turns on when your event starts. Turns off when it ends. Earn revenue while protecting participants.
500+ facilities already partnered
We power the infrastructure that connects live experiences, digital health signals, and insurance economics into a single, scalable system.
Trusted by Leading Facilities In
We're the Infrastructure Behind Events-Based Insurance
HIQOR is not an insurance carrier, broker, or lead-gen company. We are something entirely different.
Not a Carrier
We don't underwrite policies or hold insurance risk.
Not a Broker
We don't sell traditional insurance products to end consumers.
Not Lead-Gen
We don't just capture names and sell lists to carriers.
The Activation, Data, and Monetization Layer
We're the infrastructure that allows insurance to turn on during real-world events—workouts, races, games, adventures, and experiences—and turn off automatically when those events end.
Event & Activity Platforms
Gyms, races, rentals, adventures
HIQOR Platform
Activation • Data • Monetization
Insurance Carriers
Coverage & balance sheet
HIQOR aligns both sides through technology, data, and unified economics.
Insurance Is Static. Risk Is Not.
Traditional insurance is always on—even when no risk exists. But real risk happens in moments.
Traditional Insurance
- Paying for coverage 24/7/365
- Coverage exists when you sleep
- Same price whether active or not
- No connection to actual behavior
Events-Based Insurance
- Coverage only during participation
- Activates when the event starts
- Turns off when the event ends
- Aligned to actual risk windows
This mismatch creates serious problems:
Wasted Spend
Carriers pay for coverage when no risk exists. Customers pay for time, not protection.
Poor Acquisition
Generic ads and low-intent leads. No context about actual customer behavior.
Limited Relevance
One-size-fits-all policies that dont align with how people actually live and participate.
Under-Monetized Participation
Platforms miss revenue from real engagement. Insurance happens elsewhere.
HIQOR fixes this by aligning insurance to actual risk windows.
Every Real-World Activity Is an Event
HIQOR treats all activities as insurable events with a start time, end time, and participant context.
Coverage turns on for the event and off when it ends.
Event-Activated Insurance
HIQOR enables insurance to activate only when a verified event starts, only for the participant, only for the duration of participation.
Activates at Check-In
Coverage turns on the moment a verified participant checks in or starts their activity.
Deactivates at Completion
Coverage automatically ends when the event concludes. No lingering policies.
No Medical Underwriting
Participants don't answer health questions. Coverage is based on participation, not medical history.
No Policy Redesign
Partners integrate as-is. No operational burden or insurance expertise required.
How HIQOR Works
Event Triggers
Ticketing, check-in, session start activate coverage instantly
Digital Health Signals
Biometric face scan enhances intent & conversion
ActiveGuard™ Coverage
Time-bound AD&D + accident medical protection
HIQOR OS
Manages activation, billing & revenue share
Why This Model Wins
"HIQOR is the InsurTech SaaS infrastructure for events-based insurance."
Insurance for moments, not time.
Capture Participation, Not Just Transactions
Because HIQOR activates during participation, we see what ticketing and registration systems can't. This is experience intelligence, not marketing data.
Experience Intelligence
We capture what ticketing and registration systems can't see.
- Confirmed attendance
- Start and end times
- Duration of participation
- Frequency across events
- Cross-activity behavior
Digital Health Signals
Biometric face scan for engagement and intent—not medical data.
- Real-time participant validation
- Intent confirmation signals
- Engagement verification
We do NOT diagnose, underwrite off medical data, or store medical records.
Privacy-First Architecture
Built for carriers, compliant for everyone.
- Carrier-safe data handling
- IPO-grade compliance
- No PII sold or shared
Data That Powers Acquisition
Without compromising privacy. Carrier-safe. IPO-grade.
How The Model Works
Carrier-Funded Acquisition Engine
Insurance carriers fund customer acquisition through event-based coverage. HIQOR converts participation into verified leads and recurring relationships.
Lead Generation
Single-use coverage creates verified, time-stamped participation data. Each protected participant becomes a qualified lead.
- Verified, time-stamped participation
- Single-use coverage moments
- High-intent insurance exposure
- Partners earn revenue on every activation
Ongoing Acquisition
ActiveGuard™ extends the relationship. Customers stay protected, carriers gain longer-term engagement, you earn recurring revenue.
- Protected during ongoing participation
- Carriers gain longer-term engagement
- Monthly participation = recurring acquisition value
- Partners earn recurring revenue tied to activity
Why Carriers Pay For This
Traditional acquisition relies on paid search and low-intent clicks. HIQOR delivers something different.
Real People
Not scraped lists or purchased leads. Actual participants showing up to events.
Real Participation
Verified attendance, confirmed activity. They were there, they were active.
High Intent
They already bought coverage. These are pre-qualified, insurance-aware customers.
Revenue Flow
Hosts participation
Monetizes activation
Fund acquisition
Share per activation
Participation Becomes Acquisition.
Acquisition Becomes Revenue.
You don't sell insurance. You enable participation. HIQOR monetizes the rest.
Why This Matters
Everyone wins when insurance aligns with actual behavior.
For Platforms & Event Operators
Turn existing traffic into new revenue without friction.
- New per-participant revenue stream
- Higher ARPU without price increases
- Monetization beyond ticketing
- Better personalization and retention
For Insurance Carriers
Access high-intent customers at the moment of need.
- Lower CAC vs paid search
- High-intent acquisition moments
- Cleaner engagement signals
- Recurring premium conversion
For Participants
Protection that fits the way they actually live.
- Protection only when it matters
- No paperwork or medical questions
- Zero friction at point of activity
- No always-on coverage they don't need
How It Works
Join hundreds of partners earning passive income by offering instant insurance coverage at checkout
Key to Success: Partners who make insurance a required part of their check-in process see 3x higher earnings
Sign Up in Minutes
Quick registration with no upfront costs or contracts.
- Fill out a simple online form
- No credit card required
- Approved within 24 hours
- Free setup and integration support
Add to Your Checkout
Seamlessly embed insurance into your existing flow.
- Simple API or no-code widget
- Works with any booking system
- Branded to match your site
- Mobile-optimized experience
Earn on Every Sale
Get paid commission for each policy your customers purchase.
- Earn $2-5 per policy sold
- Automatic monthly payouts
- Real-time dashboard tracking
- No caps on earnings
Your Revenue, Your Way
Every time a customer adds insurance at checkout, you earn commission. No inventory, no overhead, no customer service—just passive income that grows with your business.
- Monthly payouts via ACH or check
- Real-time earnings dashboard
- Dedicated partner success manager
- Marketing materials included
No contracts. No setup fees. Start earning in 24 hours.
Coverage for Every Activity
From gyms to ski slopes, from wellness centers to race events — we provide flexible insurance solutions that match how your business operates.
Turn Memberships Into Recurring Revenue
Bake coverage into your membership dues for just a few dollars a month. Your members stay protected, and you earn recurring commissions — automatically.
Add to Membership Dues
Include ActiveGuard as part of your monthly membership package. Members pay a few extra dollars for automatic coverage.
Recurring Commissions
Unlike one-time sales, you earn commission every single month for as long as members stay enrolled.
Members Stay Protected
Coverage activates automatically every time they visit. No paperwork, no hassle — just peace of mind.
Two Ways to Earn
Single-Use Coverage
Perfect for day passes, drop-ins, and one-time visitors. Earn commission on each purchase.
- Commission per transaction
- Great for seasonal businesses
- No commitment from members
Monthly ActiveGuard
Higher EarningsBundle into membership dues and earn recurring commissions every month. Build predictable revenue that grows with your member base.
- Recurring monthly commissions
- Just a few dollars added to dues
- Revenue grows with membership
- Unlimited visits covered
More Members = More Monthly Revenue
ActiveGuard creates predictable income tied directly to your membership count. As your member base grows, your commission earnings grow with it — automatically, every month.
A gym owner in Colorado got hit with a lawsuit after a member was injured during a routine workout. No coverage. $47,000 lesson.
That's when I discovered the massive gap in insurance for active lifestyle businesses. Traditional policies don't cover customers—only employees. Gyms, climbing centers, adventure rentals, and sports facilities were all exposed to the same risk.
"What if facilities could offer insurance to their members at check-in—AND make money doing it?"
That simple idea became Daily Event Insurance. Today, we're helping 500+ facilities protect their members while earning passive revenue every single month. No overhead. No risk. Just better protection for everyone.
See What You Could Earn
Calculate your potential monthly recurring revenue based on your participant volume. Our tiered commission structure rewards volume: earn $10-15 per participant with bonus incentives for multi-location partners.
Earnings Growth Potential
See how your earnings scale with participant volume across commission tiers
Commission Tiers
Success Stories
Real results from real partners who transformed their business with Daily Event Insurance
"I was skeptical at first, but adding Daily Event Insurance to our membership packages has been absolutely incredible. We're making an extra $2,400 every single month in commission, and our members actually thank us for offering it. It's the easiest revenue stream we've ever added—literally zero overhead, just pure profit."
Ready to become a partner and earn commission?
Join Our Partner NetworkWhat to Expect
From first contact to full implementation in 48-72 hours (emphasizing 48 hours)
Timeline depends on contract signing and how quickly you return required documents
Create Account
10-minute onboarding process
Onboarding
Account setup and integration
Training
Team training and configuration
Go Live
Start offering insurance to members
Support
Dedicated account manager
Create Account
10-minute onboarding process
Onboarding
Account setup and integration
Training
Team training and configuration
Go Live
Start offering insurance to members
Support
Dedicated account manager
Ready to get started? Create your account today.
Start Free OnboardingWhy Partner With Us
Benefits that boost your bottom line
New Revenue Stream
Earn commission on every policy sold. Turn liability into profit.
Reduced Liability
Transfer risk to our insurance carriers. Protect your business from claims.
Optional or Required
Your choice: offer coverage as an add-on, or make it a simple checkbox requirement.
Customer Convenience
Instant coverage, no paperwork. Delight customers with seamless protection.
Simple Integration
Works with your existing POS and booking systems. API or portal access.
Ready to transform your business with daily event insurance?
Get Started TodayYour Choice: How to Offer Coverage
Pick the approach that works for your business
Optional Add-On
Customer Choice
Give your customers the choice to add coverage at checkout. They see the value and decide.
Customer Experience
Customer actively chooses to add coverage
Payment Model
Separate payment/line item
Key Benefits
- Customer sees transparent pricing
- Separate line item on receipt
- Clear coverage selection point
- Higher perceived value
- Premium positioning
Best For
- Facilities that want to offer choice
- Premium positioning strategies
- Markets with high insurance awareness
Required/Bundled
Everyone Protected
Coverage included automatically with every booking. Simple checkbox confirmation. Everyone's covered.
Customer Experience
Simple checkbox to acknowledge coverage
Payment Model
Bundled into total price
Key Benefits
- 100% coverage rate guaranteed
- Maximum revenue per booking
- No decision fatigue for customers
- Simplified checkout flow
- Strongest risk protection
Best For
- Facilities prioritizing complete protection
- Streamlined operations
- Markets expecting included coverage
Not sure which to choose?
Our partner success team will help you analyze your customer base, booking patterns, and business goals to recommend the optimal approach. You can also switch between modes at any time.
We'll help you choose the best mode for your facility
What Drives Us
Our Mission
To power events-based insurance that activates only when real-world risk exists—aligning participants, partners, and insurers through a single InsurTech SaaS platform.
Our Vision
A world where insurance adapts to human behavior—turning on when people live, move, and participate, and turning off when risk ends.
"We believe the future of insurance isn't about selling policies—it's about enabling moments. When you align coverage to behavior, everyone wins."
HIQOR Leadership
Building the future of events-based insurance
Join 500+ Facilities Already Earning
15-Minute Setup • Start Earning in 48 Hours
Frequently Asked Questions
Everything you need to know about partnering with Daily Event Insurance
Absolutely not. There is zero cost to you as a partner. We pay for the insurance coverage AND we pay you. You get paid for every participant who purchases coverage - it's pure revenue with zero expense on your end.
No. Your pricing stays exactly the same. Insurance is an optional add-on that participants can choose when they check in or register. You earn money without changing anything about your current business model or pricing structure.
You earn money for every person that walks through your door and purchases coverage. We handle all the costs - the insurance, the technology, the claims - you just collect revenue. Payments are made monthly directly to your account.
Members can purchase and activate coverage instantly - same day, same moment. No waiting periods. They receive digital proof of coverage immediately via email.
We work with Gyms & Fitness Centers, Climbing Facilities, Equipment Rental businesses, Adventure Sports operators, and more. Our platform supports virtually any active experience type.
We offer seamless integration with major platforms like MindBody, Zen Planner, and others. Most partners are live within 24 hours with zero technical work required on your end.
Policies are sector-specific but generally cover medical expenses, emergency transport, and activity-related injuries. We fill the gaps that general liability misses - protecting your members when they need it most.
No minimums, no long-term contracts, no setup fees. You can start earning immediately with zero risk. If it's not working for you, you can stop anytime - but partners typically see it as free money.
Still have questions? Contact us to learn more about our partnership program.
CLAIM YOUR EXCLUSIVE TERRITORY
Limited partnerships available in your area. Lock in your spot before competitors do.
500+ facilities already earning. Setup takes 48 hours. Zero setup fees.
Only 15 partner spots available in your area
Limited Availability7 spots remaining
The $1,000 First Month Guarantee*
If you don't earn at least $1,000 in commissions in your first 90 days, we'll pay you $500 for your time. You literally cannot lose.
*Guarantee applies to qualified partners with verified foot traffic of 100+ daily visitors.
The Complete Partner Package
Everything you need to start earning commissions—at zero cost
Personal support & optimization
Ready-to-use promotional materials
Custom strategy session
Fast-track setup & launch
Real-time revenue tracking
Complete team onboarding
Industry-leading revenue share
You save $4,011+ when you partner with us today
What are you interested in?
"We've been offering Daily Event Insurance for 6 months and our members love it. Easy to implement and we earn extra revenue on every policy sold."
— Peak Climbing Gym, Denver CO
Live in 24 Hours
$0 setup fee • $0 cost to customers • Live in 24 hours • $4,200/month average revenue.
What happens next?
We'll contact you within 4 hours
Schedule your personalized demo at your convenience
15-minute platform walkthrough
See exactly how it works for your facility
Go live in 48 hours
Start earning commissions immediately